“We were mislead”: Kyle Busch and wife Samantha expose ‘hidden insurance scam’ as they reveal their personal experience

Kyle Busch and his wife, Samantha, have spoken out about what they call a “hidden insurance scam” involving Pacific Life and other insurance companies. The couple shared their story in a video and post on X, warning others about the dangers of Indexed Universal Life (IUL) policies.

The video was uploaded to Kyle Busch’s X account, where he and Samantha explained how they were caught in what they thought was a safe retirement plan. The video was accompanied by a long caption where Kyle Busch explained why they chose to speak out.

Busch wrote that they wanted to turn their personal hardships into something that could help others, saying that too many families are being taken advantage of. They wrote in the caption,

"We’re sharing our experience so others don’t have to go through this without warning. We were misled. If you’ve been approached with a ‘no-risk’ retirement plan tied to an index universal life product (IUL)… RUN!"

In the video, Kyle Busch explained that he and Samantha were in New York City to discuss their lawsuit against Pacific Life on national media. He said they had invested heavily in IUL and other insurance policies that were meant to help them plan for the future, but the results were disappointing.

“Here we are in New York City,” Kyle Busch said in the clip. “Samantha and I are at one of the major news stations here in New York City, and as many of you may have seen, we have a press release out that we are in litigation with Pacific Life in regards to IUL policies and insurance policies that are also retirement policies for planning for our future, and unfortunately, ours did not go well.”

Samantha Busch then explained how the couple believed they were doing the right thing by investing for their family and children. She added,

"Yeah, as you'll hear when this broadcast comes out, it was a major scam,” Samantha Busch said. “We tried to do what we thought was best for our family, for Brexton and Lennox, we were trying to be financially responsible for them and plan for our future, and little did we know that by investing money in this scam, it's all gone.”

Following the post, RP Legal, the law firm representing Kyle and Samantha Busch, released a statement confirming the couple’s financial losses. They reported that the Busches lost over $8.5 million after paying more than $10 million in premiums. The firm said the policies were marketed as “tax-free retirement plans,” but in reality, they were complex, high-risk insurance products with hidden costs.

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Kyle Busch praises Samantha for her infertility awareness efforts

Kyle Busch recently praised his wife Samantha Busch for her work in raising awareness about infertility. On October 17, Samantha was invited to the White House, where she spoke about her personal experience with infertility as President Donald Trump announced new steps to make IVF treatments more affordable and widely available.

Samantha has always been open about her struggles. After years of trying to conceive and suffering a miscarriage, she and Kyle welcomed their son Brexton Busch in 2015. The couple later started the Bundle of Joy Fund, which helps families pay for IVF treatments.

Samantha Busch, IVF advocate and the wife of NASCAR driver Kyle Busch, speaks alongside U.S. President Donald Trump and administration officials during an event in the Oval Office of the White House on October 16, 2025 in Washington - Source: Getty

On X, Kyle Busch posted photos of Samantha’s White House visit and expressed his pride. He wrote,

“I am so incredibly proud of you @SamanthaBusch and all that you have accomplished with the @bundleofjoyfund for IVF. Your hard work, passion, and unwavering commitment to helping others has truly paid off, and it’s inspiring to see the positive impact you’re making in the lives of so many families.”

He also said,

“Your vision, strength, and resilience shine through in everything you do. I’m honored to stand by your side as you continue to chase dreams to make a difference.”

Following Samantha’s visit, President Trump announced plans to lower the cost of IVF treatments and allow insurance companies to offer plans that specifically cover infertility care.

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Edited by Tushhita Barua