Trump Accounts are, for once, a REAL investment into the future of America

Unlike virtually every other government-spending program sold as an “investment in the future,” Trump Accounts look to fit that bill — with 401(k)-style investment accounts for newborns that can teach the value of saving (and the power of compound interest) from the cradle on.

With Nicki Minaj bringing added star power, President Donald Trump led Wednesday’s summit promoting the new accounts, which officially launch July 4, as part of the nation’s 250th birthday celebrations — fitting, as the accounts are very much about nurturing continued prosperity for the Republic.

Indeed, as House Speaker Mike Johnson notes, they encapsulate such core American values as “the belief that everybody gets a shot. And the simple but powerful idea that if you work hard and play by the rules, you can improve the standing of your family in one generation.”

Funded as a two-year pilot under the “One Big Beautiful Bill,” the program puts $1,000 into a new account for each child born in the four years 2025-’28, with provisions for parents, their employers and outside sponsors to add more.

The account — invested solely in low-cost US equity index funds for simple, transparent, long-term gains — grows tax-free; withdrawals (not allowed ’til the beneficiary turns 18) then get taxed as ordinary income.

In the meantime, the account app will let kids keep an eye on their own personal piece of the US economy, and learn the value of delayed gratification, too.

New parents will need to sign up via the program’s federal website (trumpaccounts.gov) filing IRS Form 4547 (i.e., Trump’s “presidential numbers”); every maternity ward in the country should be educating about the opportunity.

In contrast to other government “social spending,” this program fosters thrift, savings and self-sufficiency.

The way it encourages young folks to gain financial literacy promises a life-changing for coming generations; that’s no doubt why Minaj will add more “starter savings” for kids of her fans, and why others across the private sector, including Ray Dalio and Brad Gerstner (as well as a growing list of major companies), are adding their own donations — with Michael and Susan Dell giving over $6 billion to extend the program’s range to “enroll” kids from lower-income families born the 10 years before 2025.

Unlike giveaways favored by the left, which drive up the national debt and spike inflation, Trump Accounts won’t flood the economy with fresh cash but instead prime the pump of long-term investment — offering a giant blow to inequality and a boost to socio-economic mobility.

Voters may not give Republicans credit this November for launching this fantastic innovation, but it’s still a fantastic step toward promoting the nation’s long-term prosperity.