LIC-backed Paisalo Digital in focus as promoter raises 0.5% stake in smallcap

Synopsis

Paisalo Digital gained attention after promoter Equilibrated Venture Cflow raised its stake to 18.17% by acquiring 45 lakh shares. Despite underperforming with a 37% yearly decline, the NBFC reported Q1 profit of Rs 47 crore, strong AUM of Rs 5,203 crore, and remains supported by LIC’s holding.

Shares of LIC-backed smallcap Paisalo Digital are likely to be in focus today after its promoter company, Equilibrated Venture Cflow (P) Ltd, increased its stake by 0.5%, acquiring 45 lakh shares. Equilibrated’s holding now stands at 18.17%.

Paisalo Digital is a non-banking financial company (NBFC) engaged in the credit business. LIC holds a 1.12% stake in the company.

The stock has underperformed over the past year, declining 37% compared with a 1% drop in the Nifty and the BSE Sensex. Despite this, shares are trading above their 50-day and 200-day simple moving averages (SMAs) of 31.8 and 37.8, respectively, according to Trendlyne. The stock has been volatile, with a one-year beta of 1.6, Trendlyne data shows.

For the quarter ended June 30, 2025, the company reported a consolidated net profit of Rs 47 crore, up 13.7% from Rs 41 crore a year earlier. Total revenue rose 17% to Rs 219 crore versus Rs 187 crore in the same period last year.

In Q1, assets under management (AUM) stood at Rs 5,203 crore, while net worth came in at Rs 1,575 crore. Disbursements during the quarter were reported at Rs 758 crore.

The company’s net NPA stood at 0.68%, while the debt-to-equity ratio was at 2.15.

India’s largest life insurer, LIC, has investments in more than 300 stocks. Its holdings include Aarti Pharmalabs, Bosch, Indian Bank, Dalmia Bharat, Adani Green Energy, and IndusInd Bank.

Also Read: LIC shares fall 15% in a year, over 70% of portfolio stocks fall up to 70%

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