Planning a Rs 10 crore retirement corpus? Know the mutual fund SIP amount you need

1 hour ago 2

Aug 22, 2026, 11:31:07 AM IST

Target corpus

Are you planning a retirement corpus of Rs 10 crore by the time you reach the age of 60? Here is the mutual fund SIP amount you need to invest to reach your target corpus, according to the Wealth Conversations Report by FundsIndia.

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Rate of return

Suppose with an expected rate of return of 12%, know what monthly investment you need to invest with the defined investment horizon to achieve the desired corpus.

Agencies

If starting at age of 20

3/7

If starting at age of 20

If you start investing at the age of 20, the monthly mutual fund SIP investment required would be only Rs 8,416 only.

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If starting at age of 25

4/7

If starting at age of 25

If you start investing at the age of 25, the monthly mutual fund SIP investment required would be only Rs 15,000 only.

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If starting at age of 30

5/7

If starting at age of 30

If you delay your investment and start at the age of 30, the monthly mutual fund SIP investment required would be two times more at Rs 28,000.

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If starting at age of 40

6/7

If starting at age of 40

If you delay your investment and start at the age of 40, the monthly mutual fund SIP investment required would be six times more at Rs 1 lakh.

If starting just 5 years before retirement

7/7

If starting just 5 years before retirement

If you delay your investment and start at the age of 55, the monthly mutual fund SIP investment required would be Rs 12 lakh.

IANS

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