If your finances feel messy, this $30 app brings order

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TL;DR: Spendify is an AI-powered personal finance assistant available for $29.99 (reg. $180) that analyzes bank statements, tracks expenses and highlights spending patterns.

Money disappears fast these days. Between subscription overload, impulse buys fueled by social media trends and everyday costs creeping higher, keeping tabs on finances can feel overwhelming. At $29.99, Spendify offers users what many want but rarely find: a clear, actionable look at where their money goes and how to take control.

Spendify

Screenshot of Spendify's financial intelligence features, including Multi-Statement Merge, Subscription Manager, AI Budget Builder, and Invoice AI Engine.

Spendify is an AI-powered personal finance assistant that automates expense tracking and financial analysis. Users upload bank statements, and the platform uses machine learning to categorize transactions, identify spending patterns and receive easy-to-understand insights. Interactive dashboards break down financial data into clear charts and graphs. Tools such as cash flow analysis, financial health scoring and merchant intelligence illustrate how money moves over time. As more data is added, the system improves its accuracy, providing smarter insights based on real behavior instead of estimates.

The platform also manages recurring expenses, a common budget blind spot. Spendify automatically detects subscriptions and recurring payments, helping users spot charges that quietly add up. Scam alerts and enterprise-grade security features protect sensitive financial data, while tax and expense categorization make filing season simpler. For users with multiple accounts, Spendify can merge multiple bank statements into a single unified view, making it easier to see the full financial picture.


Spendify works for a wide range of people. Individuals looking to replace manual spreadsheets can build AI-generated budgets based on actual spending habits. Freelancers and small business owners can create professional invoices with natural language input and track expenses for tax purposes. For people already managing finances on a laptop, whether that’s a MacBook Pro or a home office setup running Microsoft Office, letting AI handle categorization removes much of the manual friction. Anyone focused on long-term planning can use forecasting tools and performance tracking to monitor progress toward savings or debt payoff goals.

lifetime Spendify subscription is currently $29.99 (reg. $180), making it an 83% discount. For anyone ready to trade guesswork for data-driven clarity, Spendify offers a straightforward way to start understanding money and keep these tools for the long haul.

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