Community Living Toronto Releases Policy Paper Calling for Innovative Mortgage Reform to Support Inclusive Housing

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The paper also examines the evolution of urban development in cities such as Toronto, the changing condominium market, an international comparison, and the potential for inclusive vertical communities that combine housing, support services, and community life within mixed-use developments. Adults with disabilities are nearly twice as likely to experience core housing need than the general population, highlighting the urgent need for innovative housing models to meet growing demand and create communities where people can live with dignity, independence, and belonging.

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Judy, who is supported by CLTO, and now lives on her own, says her experience shows how thoughtfully designed, inclusive living spaces can foster independence, connection, and belonging: “I didn’t have my own home. Then I was couch surfing for about 3 years till Glen (CLTO staff) got me in here. Glen and my support workers helped me with a lot of things like getting furniture, help me set up and they’ve been great to me. I take care of my own finances, do my own laundry, I do my own cooking, and I keep my place tidy. I like living by myself.”

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The release of Power of Place: Living Spaces, Thriving Lives is intended to begin broader conversations with government, housing leaders, community partners, families, and people with lived experience about the future of inclusive housing in Canada.

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Community Living Toronto will continue engaging partners, policymakers, and stakeholders in discussions about the recommendations and opportunities outlined in the paper in the months ahead.

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About the Paper
Power of Place: Living Spaces, Thriving Lives is a policy proposal paper developed by Community Living Toronto that proposes changes to CMHC mortgage rules to allow a single mortgage across multiple condominium units scattered across a building within the same development. The proposal is intended to make it easier for non-profit and community housing providers to create inclusive housing opportunities for people with intellectual and developmental disabilities and other underserved populations.

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About Community Living Toronto
Community Living Toronto has long been a source of support for people with an intellectual disability and their families since 1948. Community Living Toronto offers a wide range of services including respite, person-directed planning, employment services, supported living, and community-based activities.

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Community Living Toronto is proud to support over 4,000 people with an intellectual disability, and their families in more than 80 locations across Toronto. The “community living movement” began with families who wanted their children to live in the community, rather than institutions. Today, Community Living Toronto continues to advocate for inclusive communities and support the rights and choices of people with an intellectual disability.

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For more information, please contact:

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Petronilla Ndebele, Director, Strategic Communications and Stakeholder Relations
[email protected] I 416-356-1532

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