There’s a lot of uncertainty surrounding the Colts this season. As a result, their final record could fall in a wide range of outcomes.
While some view Indy as the same mediocre team that’s remained average year in and year out, others have a more pessimistic view.
USA Today’s Nate Davis recently shared his 2025 record predictions for all 32 NFL teams. He has the Colts finishing bottom of the AFC South at 4-13.
"Even if they were settled behind center – which Indy most certainly is not – a schedule loaded with the entirety of the AFC and NFC West was going to present a serious challenge for a team that’s generally hovered around .500 since QB Andrew Luck retired six years ago," he wrote.
The quarterback questions are fair. Without secured stability at the most important position on the field, the Colts are unlikely to go very far.
But a four-win season? That seems extreme, almost to the point of belittlement.
Indy’s schedule may be tough, but their roster is too strong to not at least be more competitive than a four-win squad. The rest of the offense around the quarterback is filled with enough talent to be able to carry middling quarterback play. The defense boasts a deep pass rush and veteran experience in the second levels.
Not to mention, 2025 is too big of a year for Colts head coach Shane Steichen and general manager Chris Ballard. With expectations to make the playoffs at a minimum, they worked intentionally to build a roster capable of reaching that goal.
Not to mention, Steichen has gone 9-8 and 8-9 in his two seasons at the helm. Both years, Indy controlled their own postseason destiny and were in the mix right until the end.
If Steichen can make it work with Gardner Minshew II, then Anthony Richardson Sr. or Daniel Jones should be a piece of cake.
Sure, the Colts may not settle on a starting quarterback for the long term and bounce between Richardson and Jones throughout the season, leading to a lack of consistency, but not to the point where games are essentially thrown away.
If you want to argue against the Colts making the playoffs, go ahead. But a 4-13 record is too far out of the realm of possibilities for a team vying to return to the postseason.