Ant International Launches Industry’s First Full-Stack AI-Native Solutions for Payment, Account, FX, Treasury and Growth Operations for Global Businesses

• A next-gen treasury management solution that optimises liquidity management while enabling seamless interoperability across blockchain assets from 23 leading financial institutions.
• In 2025, WhaleRTP processed 45% of Ant International’s cross-border volume, reducing working capital requirements by 60% and boosting interest income by 23%.

• Antom Revenue Booster
  A payment optimisation tool for card payments. Enables smart routing, retries failed payments at the right time or through a better path, and sorts payment options to drive checkout conversion.

• Antom EasySafePay
  Payment optimisation tool for mobile wallets. Customers complete the entire payment journey on the merchant checkout page, reducing the need for redirection to a wallet app.

• Antom Shield
  Applies Ant International’s Double-Shields security framework for (1) protection against existing fraud, scam, and abuse risks amplified by AI, and (2) defense against agentic-specific risks with our KYA framework and Antom AgentSafePay.

• Antom AgentSafePay
  An industry first, AgentSafePay provides 100% fund guarantee against losses arising from intent misinterpretation, malicious prompt injection or other agent-specific risks.

• Antom Connect
  One-click payment solution upgraded to be agent-native, tokenising user information for faster checkout across different merchants and agents.

• Antom Agentic Payments
  An agent-native payment solution supporting mainstream protocols and global payment methods.

• complete Compliance & eKYC/KYB processes in supervised agentic workflow for smooth onboarding;
• conduct payment management, fraud defense and chargeback control; and
• apply AI FX and treasury tools to lower FX costs and drive more efficient liquidity and settlement

• A2A Supplier Connections
  Secure and ready connection to agents of other service providers for ads, logistics, tax, marketing and compliance operations, such as balance checks and top-ups, all via a single interface.

• Smart Liquidity Management
  AI-powered dynamic business analytics and liquidity advisory on risks, opportunities and action items based on a tailored dashboard of real-time data, trends and market signals.

The AI FX and treasury suite, embodied in WorldFirst for Enterprise Treasury Autopilot, helps enterprises tackle fragmentation of cash visibility, imbalance of liquidity and FX fluctuations. Merchants are able to see and forecast current and future cash positions, optimize liquidity, manage FX risks, and make smarter global payout decisions. Core products include World Map, Falcon Forecast,Whale Pooling, Falcon FX, and World Payout.

• World Map
  A dashboard for dynamic, unified visibility of cash positions across markets, banks, currencies and accounts, refreshed every 30 minutes.

• Falcon Forecast
  Powered by Falcon TST, and built into the World Map, Falcon Forecast predicts cash flow, liquidity and FX positions for next minutes to months, helping treasury teams plan ahead.

• Falcon FX
  AI FX solutions for risk control and revenue protection consisting of two primary products:
  • Falcon Dynamic Pricing: Enables local-currency pricing with dynamic markups based on business-relevant parameters.
  • Falcon Smart Hedging: Monitors FX positions and recommends hedging strategies with transparent and auditable reasoning.

• Whale Pooling
  Built on Whale RTP’s global real-time connectivity, Whale Pooling enables instant funds operations. It draws on Falcon Forecast, real-time decisioning and embedded governance to determine when, where and how much to move, within customers’ defined policies and controls. Same-day settlement rate exceeds 98%.

• World Payout
  Uses intelligent decisioning to evaluate cost, success rate, speed, risk and other factors to identify the optimal payout route, with transparent and explainable reasoning.

• WorldFirst for Enterprise Account for Agent (AFA)
  The world’s first truly agentic account for businesses, built on KYA-enabled smart contracts, full-chain security control, dynamic monitoring and intervention, and a feedback mechanism for continuous agent tuning.

AI-Native Global Growth Solutions Across our services, agentic tools help merchants in market expansion, multi-channel promotion, subscription, billing, and tax filing support. AI also powers more targeted and efficient credit and financing products for SMEs and consumers.

• Antom Billing and Antom Tax
  Covering subscription, metering, automatic invoice generation, tax monitoring, filing support, and reporting across multiple jurisdictions, as well as multi-platform campaigning and marketing.

• Antom Agentic Commerce Hub
  Enabling instant integration and distribution of product catalogs across multiple third-party agentic platforms.

• Antom Shopping Agent
  A plug-and-play solution enabling direct-to-consumer agentic shopping experiences. White-label options available for enterprise customers. Plug-ins are live on two leading online store-building platforms, with API connectivity and support for additional platforms coming soon.

• A+Rewards
  Now upgraded as an AI-powered growth engine built on Alipay+ network, connecting merchants to over 30 AI and e-commerce platforms for one-click campaign distribution and customer acquisition. In recent e-commerce platform cases, Cross-channel AI marketing drove 41% annual user growth.

• Bettr AI Credit Engine
  Embedded finance solutions for partners to offer AI-enhanced multi-scenario credit services for SMEs. Deploying credit strategy takes minutes rather than weeks with dynamic risk assessment and instant lending decisions. Helping 49 institutions in 28 markets provide access to over 100 million users, especially MSMEs.

• Bettr Global Credit
  Smart funding solutions tailored to SMEs across multiple business scenarios, with credit decisions in as fast as 1 minute. Powered by Bettr AI Credit Engine for automated credit decisioning and real-time risk management, it helps merchants access flexible funding to support operations and business growth.

Alipay+: https://www.alipayplus.com/contactUs/ WorldFirst: https://www.worldfirst.com/sg/help-support/contact-us/ Antom: https://www.antom.com/contact-us Bettr: https://www.bettr.com/contact-us/About Ant International Ant International helps businesses to thrive through a full stack of AI-native payment, account, foreign exchange, treasury and growth solutions, underpinned by our trusted foundation models, security architecture, blockchain RTP platform and a world-leading mobile payment ecosystem. We drive relentless innovation to bring inclusive growth for merchants and communities of all sizes, today and tomorrow. To learn more, visit https://www.ant-intl.com/.